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12+ Best Money-Making Apps to Use in 2022

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Read Time: 11 mins

Looking to make more money from someplace other than a traditional nine to five job? Have you ever tried using apps to make more money?

Making money appsMaking money appsMaking money apps
In tight economic times apps to make money can really help your budget. (Image source: Envato Elements)

In 2022, there are tons of amazing apps to make money that you can take advantage of that'll help you generate more income. Whether you are looking for a side hustle or looking to start your own business, money-making apps can work for you. 

In this article, we'll cover the best money-making apps that you can start using today to earn some extra cash. As you'll see, there are plenty of different apps that you can choose from to make money in various ways. Regardless of your skillset, there is an app for everyone.

The best part is, you don't have to use just one app. You can try as few or as many of the money-making apps as you would like. You choose the app or apps you use and how much time you want to devote to them. This makes money-making apps a great option for people that need a flexible schedule. 

Before we go over this list, let's talk about what you should be looking for in money-making apps. 

What to Look for in Money-Making Apps

When trying to decide what money-making apps to use, you'll want to look for a few features. The features listed below will help you make the best decision on what apps work best for you. 

  • Easy to get paid. The first feature you'll want to make sure is on the app is the payout methods. Not just the payout methods, but how often they pay you. This can be a deal breaker for many people on when they get paid and through what method. Make sure the app has your desired payout method and that they payout regularly. 
  • Easy to use app. You'll be spending a lot of time in the app that you choose to make money on. Make sure that you can easily navigate the app and can perform the necessary tasks without any issues. 
  • Flexibility in scheduling. One of the main reasons to use money-making apps is the flexibility in scheduling. Look to see that the job you need to perform has flexible hours that fit into your schedule.
  • Scalability of your side hustle. You want to ensure you can generate more money over time with the app you choose. While you may not be able to scale your side hustle into a giant corporation on the app, make sure you can earn more money in the future.  

Benefits of Apps to Make Money

When trying to decide what money-making apps to use, you'll want to look for a few features.

The features listed below help give you the most out of the money-making apps: 

  • Custom scheduling. Apps you can make money on give you the ability to set your own schedule. This allows you to spend as much or as little time as you want with your side hustle. 
  • Zero Investment. One of the best things about apps where you can make money is there's no upfront investment. Signing up is absolutely free.
  • Diversity. There are so many different ways that you can make money on these apps. You can do everything from selling your clothes, walking other people's dogs, and delivering food. 
  • No Limits. You are free to set your hours and earn as much money as you would like on as many of the apps you want to use.  

Let's now go over the best money-making apps of 2022. 

Top 15 Money-Making Apps in 2022

Here are our top picks for apps you can make money on:

1. Upwork

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Upwork is one of the most popular freelancing websites and apps out there. You can use the site for your side hustle or freelancing as well as start your own full-time freelancing business on Upwork. 

Upwork makes it simple for you to create a profile and starting earning money with little to no experience. 

Here are a few of the main features for Upwork

  • receive payment through direct deposit, PayPal, & more
  • job opportunities for 1,600 skills
  • limitless earning potential
  • work on ongoing or one-off projects

2. Uber

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Everyone knows Uber, the popular ride-hailing company. Not only can you give people rides for cash, but you can also deliver food and groceries. Uber is available in ten thousand cities worldwide.

You can receive a payout up to five times per day, making it one of the best apps to make money. You can set your own schedule by accepting rides and deliveries.

Here are the main features for Uber:

  • make up to $20 per hour after expenses
  • choose between delivering food and taking on passengers
  • discounts on phone plans and vehicle maintenance
  • sign up bonuses offered

3. DoorDash

DoorDashDoorDashDoorDash

Continuing with more popular money-making apps, DoorDash is also at the top of the list. This is an online food ordering and food delivery platform. 

Like many of the other apps to make money, you can set your own schedule and work whenever you want. The app is very easy to use and creating a profile is quick. The app currently serves the United States, Germany, Japan, New Zealand, Canada, and Australia. 

Here are a few key features for DoorDash:

  • keep 100% of customer tips
  • use your car, scooter, or bicycle
  • earn up to $20 an hour
  • promotions offered

4. Offer Up

OfferUpOfferUpOfferUp

Have any old items lying around that you want to sell? OfferUp takes a Craigslist-type approach and always allows you to sell new or used items through its marketplace. 

Here are the main features for this app to make money:

  • direct messaging with buyers
  • negotiate prices
  • easy to list items
  • cash payment transactions

5. Survey Junkie

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With Survey Junkie, you can make an extra buck by taking surveys! This is one of the most convenient apps for making money out there. You can easily earn money with no experience while sitting at home. 

With each survey you take, you'll be given points that can be exchanged for gift cards or payment through PayPal. The average survey takes about fifteen minutes to complete and all of the surveys are optional. 

Here's what you can expect from Survey Junkie:

  • all responses are anonymous
  • cash out after 1,000 points ($5)
  • create a profile in minutes
  • can participate in focus groups 

6. Swagbucks

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Swagbucks is very similar to Survey Junkie as you can take surveys and redeem points for cash. However, with Swagbucks, you can also watch videos, shop online, and perform other tasks to earn points. 

You only need to earn three dollars in points to cash out with Swagbucks. Each survey gives you an approximate time for completion so you can easily fit the surveys into your schedule. 

  • redeem rewards in merchandise, gift cards, or cash
  • play video games to earn cash
  • register for free through email or Facebook
  • earn extra points for referring a friend

7. Instacart

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Looking to make money grocery shopping? Instacart lets you become a personal shopper and delivery driver for cash and tips. You can set your own schedule and choose which stores you would like to shop at. 

Besides being a shopper and delivery driver, you can sign up to be an in-store shopper only. 

  • in-store navigation for groceries
  • weekly payouts
  • full-service workers (shopper & delivery) get payouts out daily
  • shop and deliver on your own schedule 

8. Sweatcoin

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If you can walk, you can earn money. With each step you take, you can earn a digital currency called Sweatcoins that you can use to buy various products or services from the app's marketplace or redeem them for cash on PayPal. 

  • earn more watching video ads
  • set up long-term walking goals & earn more
  • earn money for doing daily activities
  • can donate sweatcoins

9. Turo

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Want to make money from your car rather than lose money? Turo lets you rent out your car for free. Turo is available in Canada, the US, and the UK.

You'll find two-way reviews on the app to help you get matched up with suitable guests. Every guest is properly screened and verified for your safety.

You can set your daily price for your car or let Turo set your price. With the app, you get 24/7 customer support and roadside assistance. 

  • earn an average of $706 per month
  • covers $750K in liability insurance
  • no listing fees
  • earn 65% to 85% of the trip price

10. Drop

Drop lets you earn more for the purchases you already make? Drop tracks your debit and credit card purchases and gives you Drop points for purchases at certain merchants. When you get a certain number of points, you can redeem the pint for gift cards from popular retailers. 

Here are the main features for this money-making app:

  • link accounts from popular banks
  • special offers for certain retailers
  • play mobile games to earn points
  • easy to signup up & no fees

11. Ibotta

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Ibotta is another app that'll pay you for the everyday purchases that you make from select brands both online and in-store. Unlike many of the other apps that give you money, you get real cash back with Ibotta and not points. 

  • $20 welcome bonus & $5 bonus for referral 
  • payouts within 48 hours
  • helps you find deals in-stores
  • chrome extension available

12. Rover

rover rover rover

Are you an animal lover? Rover is the perfect app for you. You can get paid for dog sitting and walking. Just complete a profile and a background check and you're ready to start earning. 

This is another money-making opportunity that you can do from home as well. You can take care of dogs in your own home or in people's homes. You'll need to pass a twenty-minute quiz on dog safety and care before listing your services.

Here's what you can expect from using Rover:

  • earn up to $1,000 a month
  • funds available two days after a gig
  • $30 application processing fee

13. M1 Finance

No list of money-making apps would be complete without an investing app. M1 finance takes a more modern approach to managing an investment portfolio. It uses a pie structure to keep track and balance your portfolio.

This makes it easy to allocate and rebalance your portfolio without having to buy and sell individual stocks, bonds, and etfs. 

You'll also find a bunch of target date funds and investment suggestions in the app to help you find the right investments for your financial goals. 

Here are a few more features for M1 Finance:

  • one trading window per day & two trading windows for premium users
  • no fees for account management or trading
  • $100 account minimum
  • supports taxable and retirement accounts

Let's now go over a great offer that you can take advantage of today. 

Gain Access to High-Quality Creative Assets (With Unlimited Use)

If you're looking to make money through apps, then you'll probably be looking for creative assets for your side hustle or entrepreneurial projects. Using professional creative assets in your projects is a must if you're trying to save time and deliver a high-quality product. Envato Elements has just what you need to supercharge your next project and save you time. 

Envato Elements is the best place on the web for creative tools of all types. For a low monthly fee, you get unlimited downloads of PowerPoint templates, photos, fonts, videos, and much more. All these resources can be used in your next project.

Explore Creative Assets Now

Envato Elements has thousands of high-quality creative assets that you can use for all your upcoming projects.Envato Elements has thousands of high-quality creative assets that you can use for all your upcoming projects.Envato Elements has thousands of high-quality creative assets that you can use for all your upcoming projects.
Envato Elements has thousands of high-quality creative assets that you can use for all your upcoming projects.

Elements is one of the best values out there for creatives today. With the unlimited downloads, you'll be able to try out all types of options in your upcoming projects.

Here's how you benefit from using Envato Elements:

  • save money by not having to hire professional graphic designers
  • save time by starting with an already professional design
  • generate new ideas with all the fresh creative assets
  • focus on other parts of your creative project

Start Making More Money!

As you can see from this list of best money-making apps in 2022, there are plenty of new and easy ways that you can use to start making money right now. There's something in this list of apps you can make money on for everyone. 

When deciding what money-making apps to use, there are a few key options that you need to keep in mind. These include, ease of use, flexibility of hours, scalability of the job, and payout methods available to you.

All the apps where you can make money are easy to get started on! Grab your phone and get started with your side hustle right now!

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